Louisiana Car Insurance
Local Louisiana insurance agents can give you quotes from many companies approved to sell insurance in Louisiana, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.
There is a very good chance that you are currently paying too much for car insurance.
One Quick Form, Multiple Louisiana Quotes!
With over 4,492,076 people in the state of Louisiana, you wouldn't think one of the most stolen vehicles in Louisiana would be a 1999 Ford Explorer, but it is. But don't think that your car can't be stolen just because you live in Louisiana. If you own a home in Louisiana, a good way to save money on your car insurance is to combine your auto and home policies with the same company.
Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. If you just got your auto insurance renewal, you are probably shocked by the rates and want to find lower rates with a different company.
Low Income and Liability Only Quotes
If you're comparing equivalent auto insurance quotes, you should get a good idea of which insurance company offers the lowest price. Louisiana ranks 3 out of 50 states in what drivers pay for car insurance. Comprehensive averages about $215 and collision coverage is around $401.
The key thing to remember is to make sure your car insurance quotes compare the same insurance limits for liability and physical damage coverage.
State Farm, Farmers Insurance, Allstate and More!
Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Louisiana insurance rates.
Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year. Your current Louisiana car insurance company may be charging you significantly more than you should be paying.
Louisiana Admitted Car Insurance Companies
Don't assume the rates you paid last year for Louisiana car insurance will be the same this year. It's important to comparison shop your coverage with different Louisiana insurers every year. If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in Louisiana.
Money Saving Tips When Buying Car Insurance
- Consider dropping physical damage coverage on older vehicles
- Filing even a small claim could cause you to lose a discount on your policy
- Filing excessive claims will not only raise your rates, but may also force your policy to be cancelled by your insurance company
- Make sure your policy has the correct mileage and usage rating on your vehicles
- Students with good grades often qualify for a discount rate
- Teen drivers who have taken a drivers education class may qualify for a discount
- Click here to compare rate quotes and see if you're spending too much on car insurance in Louisiana.
Many consumers still prefer to use an insurance agent rather than buying insurance on the web. Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form.
Many consumers save hundreds of dollars a year by comparing rates! Click to start a quote!